We all have the app installed on our phones for online transactions. With the advancement in technology in the past few years, there have been various tools made available that have changed our lives so far. We are becoming more and more dependent on technology as the concept of e-commerce; remote working, digital payments, online education, etc. are all possible because of technological advancements.
If something has changed on a grand scale in this pandemic, it is the way everyone is turning towards digital transactions. Digital wallet platforms or apps such as Google Pay, PhonePe, Paytm are witnessing a rise in their usage.
PhonePe aids us with online transactions and other facilities such as pay our bills, recharge, and much more. Today, PhonePe has surpassed Paytm in terms of its customer base. The application works on the Unified Payments Interface (UPI) platform which is designed by the National Payments Corporation of India (NPCI). PhonePe is a secure way that fulfills all your banking needs. Now you do not have to remember codes, account numbers, and other lengthy details to make payments.
Phonepe app can also be used on PC which is more comfortable and simpler. This app is only available for android and iOS users but you can also use it on your PC. So, here, we will discuss the use of Machine Learning by PhonePe, its features, advantages, and how to download the PhonePe app on PC.
Features of PhonePe App
Below are the features that you get with PhonePe windows and the Mac PC app.
- You can easily recharge, pay bills, book flights, bus and train tickets, and some other stuff from a single platform
- With the PhonePe app you can buy and save the digital gold within minutes following simple steps
- You can also manage and invest in mutual funds also in debt and equity mutual funds
- You can transfer money to other PhonePe users or send them to the account with this app
- With the PhonePe PC app, you will be limited to some options but most of them will be available
- Earn coupons and rewards by transferring money with the PhonePe app
Advantages of PhonePe App
With the PhonePe app, you can do transactions 24/7 for up to 1 Lakh (per transaction). You also get cashback and refunds from merchants on your PhonePe wallet; but you cannot withdraw cash back rather you can use it for paying your utility bills, mobile recharge, and other payments. You can also add a debit card to make payments by enabling UPI on the bank account. With just one click you can make or receive payment. The app is available in multiple languages and you can choose Hindi, English, Bengali, Gujarati, etc as per your preferred language.
How to Download PhonePe for PC
PhonePe is available free for Android and iOS stores; also you can get it free for Windows and Mac devices. You just need to download and install an Android Emulator on your PC. It is third-party software specially designed for PC devices through which you can download PhonePe for PC. It works the same on Mac and Windows just like it works on Android and iOS smartphones. Below are the instructions following you can download the PhonePe app for PC and Laptop.
How to Install PhonePe for PC (Windows 10, 8, 7 – Mac)
By following these easy steps you can install PhonePe on your PC both Windows and Mac.
Step 1: Firstly download and install the BlueStacks Emulator on your PC. It is available for both Windows and Mac OS.
Step 2: After downloading the file you need to install it on your PC and follow on-screen instructions in order to install BlueStacks.
Step 3: You will see the icon of the Emulator on your desktop. Double click on the icon in order to open it.
Step 4: At the top, you will see an icon of search. Enter PhonePe and you will see the results below.
Step 5: Click on the icon of the app. It will ask you to enable the App store. Click on the continue option to enable it.
Step 6: Now it will ask you to enter Google Account. Here you just need to enter your Gmail ID and Password in order to use Google Play Store features.
Step 7: After adding your Gmail ID you will be promoted to the installation page. Here you need to click on the install button in order to get PhonePe for pc.
Step 8: Now go to the homepage of BlueStacks. Here at the top, you will see the MY APPS option. By clicking on it you will see the PhonePe app or search for It. Click on the icon and enjoy using PhonePe on your PC.
These steps would help you to download and install PhonePe for PC on both Windows and Mac OS.
Watch Video for more Details.
Things to Remember
There are a few things that you cannot use in this app if you are using it on your laptop or PC.
- Can’t verify bank account (Need to send SMS)
- Transfer money directly from your account (Using UPI Id)
- Send money to self or other accounts using UPI
But there are many things you can do.
- Recharge mobile or DTH (Using credit or debit card)
- Pay mobile, electric, or other bills
- Access to all the third-party apps available in PhonePe
- Buy and sell gold (Using Debit or Credit card)
FAQs PhonePe App
1. Is the PhonePe app safe?
Absolutely. It is 100% safe and secure and is powered by Yes Bank. All the payments happen over a secured network. PhonePe does not store any user’s data or password. You just need to enter your MPIN for every transaction.
2. Is PhonePe a government app?
PhonePe is possessed by PhonePe Private Limited, which was earlier known as FX Mart PV Ltd. It is licensed by the Reserve Bank of India.
3. Can I use PhonePe without SIM?
This app cannot work without a SIM that is registered in the bank; this is due to security reasons. Therefore you must have a SIM that is registered to enjoy the services.
4. How does the PhonePe app work?
With this app, you will send and receive money using a VPA, which refers to Virtual Payment Address. This means that you can transfer money between any two bank accounts. Also, you can pay directly to both online and offline merchants.
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